PRODUCTS

Unique Home Financing

Manufactured Home Loans

Other mortgage lenders may have pulled out of the manufactured housing market, but at Peoples Home Equity, we’ve continued to offer a wide variety of financing specially designed for manufactured housing. You could finance the purchase or refinance of your manufactured home and the land it sits on with one of our many tailored loan options.

  • Single-width, multi-width, and modular homes
  • Manufactured home parks or owned land
  • Fully conforms to national building codes
  • Flexible and affordable financing options
  • Conventional, FHA, VA, and USDA financing available

Ask about our Fannie Mae MH Advantage!

Tiny Home Loans

Tiny homes. Big opportunity. Peoples Home Equity proudly offers Conventional financing for tiny homes that are on a fixed foundation with two like comparables. Looking to live like a minimalist? Want to embrace the simple life and go off-grid? We can help you with financing.

  • Down payments as low as 3%
  • 620 minimum FICO score may be accepted
  • Home must be on a fixed foundation (does not apply to mobile/movable unique homes)*
  • Property must meet all applicable appraisal requirements
  • Appraiser will use two like comparable homes in order to determine value and establish marketability

Container Home Loans

At Peoples Home Equity, we’re shipping you home. People all over the nation are foregoing traditional homes in favor of shipping containers. Why? These durable steel structures are environmentally friendly and come with a predictable cost. It’s no wonder this housing trend is gaining traction.

  • Down payments as low as 3%
  • 620 minimum FICO score may be accepted
  • Home must be on a fixed foundation (does not apply to mobile/movable unique homes)*
  • Property must meet all applicable appraisal requirements
  • Appraiser will use two like comparable homes in order to determine value and establish marketability
Looking for a product not listed above? Give us a call and one of our mortgage advisers will be happy to assist you.

*Ask your mortgage adviser for complete guidelines regarding what types of unique homes will or will not qualify for Conventional financing.