Terms and Conditions

Terms and Conditions

This website is provided by Cardinal Financial Company, Limited Partnership, (NMLS ID 66247) dba Peoples Home Equity (“Peoples Home Equity”), located at 3701 Arco Corporate Drive, Suite 200, Charlotte, NC 28273. By accessing this website, you agree to be bound by the terms and conditions below. Please review the terms and conditions. If you do not agree to the terms and conditions below, do not access this website.

Use of Information and Materials

The information and materials contained in this website, and the terms, conditions, and descriptions that appear therein, are subject to change. Unauthorized use of Peoples Home Equity’s website and information technology systems, including but not limited to unauthorized entry into Peoples Home Equity systems, misuse of passwords, or misuse of any information posted on this website is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by Peoples Home Equity and/or its affiliates.


This website may contain links to other websites controlled or offered by and through third parties not affiliated with Peoples Home Equity. Peoples Home Equity hereby disclaims liability for any information, materials, products, or services posted or offered at any third party the Peoples Home Equity site linked to the Peoples Home Equity website. By creating a link to a third party website, Peoples Home Equity does not endorse or recommend any products or services offered or information contained at that particular website. Peoples Home Equity is also not liable for any failure of products or services offered or advertised at any such third party website. Such third party may have a privacy policy different from that of Peoples Home Equity and the third party website may provide less security than this website.

No Warranty

The information and materials contained in this website, including text, graphics, links, or other items, are provided “as is” and “as available.” Peoples Home Equity does not warrant the accuracy, adequacy, or completeness of this information and/or materials and expressly disclaims liability for errors and/or omissions in this information and materials. No warranty of any kind, implied, expressed, or statutory, including but not limited to the warranties of noninfringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from computer virus, is given in conjunction with the information and materials.

Limitation of Liability

In no event will Peoples Home Equity be liable for any damages, including without limitation, direct or indirect, special, incidental, or consequential damages, losses, costs, or expenses arising in connection with or relating to the website or any third party site linked to the Peoples Home Equity website or use thereof, or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Peoples Home Equity, or representatives thereof, are advised of the possibility of such damages, losses, costs, or expenses.


All information submitted to Peoples Home Equity via this site shall be deemed and remain the property of Peoples Home Equity and Peoples Home Equity shall be free to use, for any purpose, any idea, concepts, know-how, or techniques contained in information a visitor to this website provides Peoples Home Equity through this website. Peoples Home Equity shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the Peoples Home Equity entity having the direct customer relationship or as otherwise specifically agreed or required by law.


This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or county where such distribution or use would be contrary to local law or regulation.

Additional Terms

Certain sections or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Governing Law

Use of this website shall be governed by all applicable Federal laws of the United States of America.


Copyright in the website pages and in the screens displaying the pages, and in the information and material contained therein and in their arrangement and production, is owned by Peoples Home Equity unless otherwise indicated.