USDA Loans

USDA loans are designed to help give home buyers the opportunity to purchase safe and sanitary housing in eligible rural areas.

USDA Loan Requirements

  • Must meet the USDA’s regional income requirements
  • Available in areas designated and approved for rural housing by the USDA. Find out if your property qualifies here.
  • Credit scores as low as 580 may be accepted
  • Buyer must personally occupy the dwelling as primary residence

Benefits and Details

  • 0% down payment
  • Up to 100% loan to value
  • Borrowers with low to moderate income may qualify
  • Available for purchase, rate/term refinance, or streamline refinance