FHA Loans

FHA loans are government insured and come with flexible requirements. Borrowers can opt for the security of a fixed-rate FHA loan or the versatility of the 5/1 ARM.

FHA Loan Requirements

  • Buy a primary residence with as little as 3.5% down
  • Credit scores as low as 580 may be accepted

Benefits and Details

  • Generally easier to qualify for than Conventional loans
  • Rate/term refinance up to 97.75% of the value of your primary residence
  • Make payments on your mortgage at any time without prepayment penalties
  • 15-, 20-, 25-, and 30-year fixed-rate terms and 5/1 ARMs available