(PROTECTION OF THE PRIVACY OF PERSONAL NON-PUBLIC INFORMATION)
We take our responsibility to protect the privacy and confidentiality of customer information very seriously. Peoples Home Equity, Inc. maintains physical, electronic and procedural safeguard that comply with Federal standards to store and secure information about you from unauthorized access, alteration and destruction. Our control policies, for example, authorize access to customer information only by individuals who need access to do their work.
From time to time Peoples Home Equity, Inc. enters into agreements with other companies to provide services to us or make products and services available to you. Under these agreements, the companies may receive information about you, but they must safeguard this information and they may not use it for any other purposes.
As part of providing you with financial products and/or services, Peoples Home Equity, Inc. may obtain information about you from the following sources:
Peoples Home Equity, Inc. may disclose information we have about you as permitted by Law.We are required to or we may provide information about you to third parties without your consent, as permitted by Law, such as:
In addition Peoples Home Equity, Inc. may provide information about you to our service providers to help us process your loan applications or service your accounts, Our service providers may include billing services providers, mail and telephone service companies, lenders, investors, title and escrow companies, appraisal companies, etc.
We may also provide information about you to our service provides to help us perform marketing services. The information provided to these services providers may include the categories of information described under “How we gather information” limited to only that which we deem appropriate for these providers to carry out their functions
We do not provide non-public information about you to any company whose products and services are being marketed unless you authorize us to do so. These companies are not allowed to use this information for the purpose beyond your specific authorizations.
Peoples Home Equity, Inc. may also share information about you within our Corporation. We may share all of the categories of information we gather about you, including identification information (Name, address, telephone, etc.),credit reports(i.e, credit history),application information(i.e, income or credit references) your account transactions and experiences with Peoples Home Equity, Inc. (i.e., payment history), and information from third parties (i.e,employment history).
By sharing this information, Peoples Home Equity, Inc. can better understand your financial needs. We can then send you notification of new products and special promotional offers that you may not otherwise know about. For example, if you originally obtained a mortgage loan with us, we would know that you are a homeowner and may be interested in knowing how a home equity loan may be better option than an auto loan to finance the purchase of a new car.
You may prohibit the sharing of application and third party credit-related information within our company or any third party company at any time. If you would like to limit disclosures of personal information about you as described in this notice, you may call 844-781-3477 ext. 603 or email at email@example.com.