Quick Qualifier

The fastest and easiest qualifier on the web!

 30-year Fixed Rate

  • Do you plan on keeping your home for years to come?
  • Do you prefer a consistent mortgage payment instead of budget planning?
  • Does your peace of mind rest on a payment that never changes?

If you answered “yes” to any of these questions, a 30-year fixed-rate mortgage might be the right decision. Since your rate won’t change for the life of your loan, your payment will never increase.

30-year fixed-rate mortgage qualification requirements

  • Refinance up to 95% of your primary home’s value
  • Purchase a home with as little as 5% down (primary home)
  • Loan amounts from $50,000 to $3,000,000

How a 30-year fixed-rate mortgage works

  • Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years
  • Your payment will never change throughout the span of the loan
  • Your actual payment will vary based on your situation and the current interest rates when you apply
  • Pay your mortgage at any time without any pre-payment penalties

Why choose Peoples Home Equity?

Experienced Peoples Home Equity loan officers know how important this decision is to you. We want to help by taking the time to explain this unique product so that each and every borrower is completely comfortable with the process. We are confident we can help guide you through the process.

We close most of our loans with-in 30 days or less.

Contact one of our expert loan officers to learn more