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Peoples Home Equity Mortgage Lending



USDA Mortgage Loan

The USDA loan program is designed to help provide low- and moderate-income homebuyers the opportunity to purchase safe and sanitary housing in eligible rural areas.

Qualification Requirements

  • Must meet regional income requirements as specified by the USDA here.
  • Available in areas designated and approved for rural housing by the USDA. Find out if your property qualifies here.
  • Minimum credit score of 640.
  • Buyer must personally occupy the dwelling as primary residence

Product Details

  • Up to 100% loan to value available.

Ready to take the next step?

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DISCLAIMER: All loans are subject to credit approval and underwriting approval. This is not a commitment to lend.


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The process is easy. Simply click below to start your online application
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