* Indicates mandatory field.

Peoples Home Equity Mortgage Lending

Loan Programs

Loan Programs

Our wide portfolio of loan programs is designed to meet the varied needs and situations of our clients. We take a lot of pride in taking the time to walk you through each and every option until you can make a confident and informed decision. Here’s a quick look at our most popular programs:
Adjustable Rate Mortgages

Adjustable Mortgage

An adjustable mortgage is one whose rate of interest is adjusted periodically to reflect market conditions. If rates are low or if you only plan on staying in your home for a short time, this is the right loan to consider.

VIEW PRODUCT DETAILS

30 Year Fixed-Rate Mortgage

30-Year Fixed

If you’re looking for monthly mortgage payments that stay the same throughout the life of the loan, the 30-year fixed mortgage is a great choice.

VIEW PRODUCT DETAILS

20/15/10-Year Fixed Rates Mortgage

20/15/10-Year Fixed

Want to own your home outright faster? Consider shorter-term fixed programs that meet your needs and save thousands of dollars in interest payments. As with the 30-Year program, your principle and interest will stay the same throughout the life of the loan. The shorter the term, the more money you will save.

VIEW PRODUCT DETAILS

FHA Mortgage Loan

FHA Loan

An FHA loan gives you a government-insured loan with flexible choices. You may opt for the security of a fixed rate or the versatility of an FHA 5-year Adjustable Mortgage.

VIEW PRODUCT DETAILS

VA Mortgage Loan

VA Loan

Unlike other options, VA loans are available at either as a fixed program or as ARM mortgages – and never include monthly insurance (PMI). A VA loan is guaranteed by the U.S. Department of Veterans Affairs and is designed to offer long-term financing to eligible American veterans or their surviving spouses.

VIEW PRODUCT DETAILS

Jumbo Mortgage Loan

Jumbo Loan

If you need a loan amount that is above the limits of a conforming loan, a Jumbo loan (aka non-conforming loan) may be your best choice.

VIEW PRODUCT DETAILS

USDA Mortgage Loan

USDA Loan

The USDA loan program is designed to help provide low- and moderate-income homebuyers the opportunity to purchase safe and sanitary housing in eligible rural areas.

VIEW PRODUCT DETAILS

old-450742_640

Reverse Mortgage

A reverse mortgage or home equity conversion mortgage (HECM) is a special type of home loan that allows older homeowners to defer payments and access part of the home equity they have built up to pay off a mortgage, supplement income or pay for healthcare expenses.

VIEW PRODUCT DETAILS

Get Started Today!
The process is easy. Simply click below to start your online application
Careers at
Peoples Home Equity
Take advantage of some of the lowest rates in the industry.
Find a Mortgage
Adviser
We have an extensive product line for all types of client needs.
Rapid
Closing
At PHE we believe you deserve both speed and quality. We pride ourselves
on closing loans fast.