Peoples Home Equity Mortgage Lending

See All Calculators
Calculate APR

Calculate APR

Input Information
Loan Information
Additional Information
  Down Payment: $30,000.00  
  Amount Financed: $270,000.00  
  Monthly Principal & Interests: $1,449.42  
  Points Value: $2,700.00  
  Origination Fees: $0.00  
  Total Closing Costs: 3,900.00  
  Actual APR: 5.128%  

Did you know that the advertised APR and the APR you really pay on a loan isn't necessarily the same? It's true! By the time you include other factors such as closing costs, your APR will not be exactly what you thought it was.

If you purchase a home valued at $300,000.00 and take out a 30 year loan with a 5.000% interest rate, you will actually be paying 5.128% if you make a $30,000.00 down payment. This figure is computed after factoring in the closing costs and the points, assuming you purchase one point with the loan you take out.

Get Started Today!
The process is easy. Simply click below to start your online application
Careers at
Peoples Home Equity
Take advantage of some of the lowest rates in the industry.
Find a Mortgage
We have an extensive product line for all types of client needs.
At PHE we believe you deserve both speed and quality. We pride ourselves
on closing loans fast.